Driver experience-based vehicle routing and insurance adjustment

Providing routing based on driver experience is provided. Aspects include receiving a destination from a user, calculating a plurality of routes from an origin to the destination, and comparing characteristics of each of the plurality of routes with previous driving experience information of the user. Aspects also include calculating an associated risk level for each of the plurality of routes based on the comparison and providing, to the user, a listing of the plurality of routes having the associated risk level indicated. Aspects further include receiving a selected route from the user and providing the selected route and the associated risk level to an insurance provider of the user.